Terms of Use

1. Preamble

The Flex To Pay website is published by WEEDEV, a French simplified joint-stock company (société par actions simplifiée) with a share capital of €237,585.30, specialising in digital marketing, whose registered office is at 114 rue Gallieni, 92100 Boulogne-Billancourt, France, registered with the Nanterre Trade and Companies Register (RCS) under number 820 561 538, whose President is Value Invest Holding, represented by its manager Léo Hauet. WEEDEV is registered with the French single register of insurance intermediaries (ORIAS) under number 19005582 (www.orias.fr) and is supervised by the French Prudential Supervision and Resolution Authority (Autorité de contrôle prudentiel et de résolution, ACPR), 4 place de Budapest, CS 92459, 75436 Paris Cedex 09, France.

2. Definitions

The term “Terms” means these Terms of Use.

The “Site” means the Flex To Pay website.

The “Company” means WEEDEV, creator and owner of the Site.

A “User” is any natural person, acting on their own behalf or on behalf of the business they represent, who uses the Site and seeks to contact a Professional for the purchase of goods or services, through the connection service provided by WEEDEV.

A “Professional” is any natural or legal person, public or private, acting for purposes relating to their commercial, industrial, craft, liberal or agricultural activity, who uses the Company's services to be put in contact with Users likely to be interested in their products or services. The User may become a “Customer” of the Professional if a contract is concluded between them.

The “Assistant” means any automated tool based on artificial intelligence made available by the Company on the Site or on a messaging service (WhatsApp, Messenger), with which the User can interact.

“Applicable Law” means any rule relating to browsing a website, in particular the rules on intellectual property, the French Law for Confidence in the Digital Economy of 21 June 2004 (LCEN) and Regulation (EU) 2024/1689 on artificial intelligence.

3. Purpose

These Terms govern the relationship between the Company and Users who use or simply access the Site. Use of the Site implies acceptance of these Terms. The Company invites the User to read them carefully.

4. The Company's service

The Company puts the User in contact with a Professional. To do so, the User completes the interface provided for this purpose, filling in all fields marked with an asterisk (*). The User's request may be transmitted to a maximum of two Professionals.

The list of our partners is available in our Privacy Policy.

5. Use of artificial intelligence

5.1. Information for the User. To direct the User towards the most suitable offer, the Company may use artificial intelligence tools, in particular to:

• interact with the User via the Assistant;
• analyse the User's answers in order to pre-select offers.

When the User interacts with the Assistant, they are clearly informed of this at the start of the exchange.

5.2. Access to a human advisor. If the User does not wish to continue the exchange with the Assistant, they may at any time ask it to schedule a telephone appointment with an advisor, at a time of their choice among those offered. The Assistant does not transfer the call directly to an advisor. The User may also end the exchange at any time.

5.3. Indicative nature of answers. The answers and recommendations provided by the Assistant are generated automatically and are for information only. They may contain errors or may not reflect the latest changes to the offers. The final terms (price, commitment period, eligibility, fees) are those communicated by the POS solution provider at the time of subscription.

5.4. Use of the Assistant. The User agrees not to attempt to misuse, manipulate or circumvent the operation of the Assistant, and not to share bank details, passwords or sensitive data with it.

5.5. Personal data. Data processing carried out using these tools is described in the Privacy Policy, in particular its Articles 7 (automated decisions) and 8 (retention periods).

6. Presentation of offers

The Company does not rank offers. It presents to the User the offer of one or two partners matching the needs expressed in the form.

The Company is remunerated by its partners (see Article 8). This remuneration may influence the choice of the partner(s) whose offer is presented. The presentation of an offer does not constitute a comparison of all offers available on the market.

7. Availability of the Site

The Company does its best to keep the Site accessible and performing well. However, it cannot guarantee uninterrupted operation: maintenance or update operations may temporarily suspend access, without this constituting a breach.

The Company cannot be held liable for any unavailability resulting from an Internet service provider, poor network coverage or force majeure.

Any User on the Site is presumed to be of legal age unless proven otherwise.

8. Price

Access to the Site and the connection service are free of charge for the User. The Company receives an intermediary commission paid by its partners. This commission does not change the price paid by the User in the event of subscription.

9. Lawful use of the Site

The User agrees to use the Site lawfully and reasonably, and not to misuse its features, including those of the Assistant.

10. Liability

10.1. Liability of the Company. The Company performs its obligations of means (best-efforts obligations) in good faith. It cannot be held liable where non-performance results from the act of a third party, the User, the Professional or force majeure. The Company ensures that the content of the Site, including content generated by its artificial intelligence tools, complies with the law in force.

10.2. Liability of the User. The User agrees not to use the Site in breach of laws and regulations, in particular through acts of free-riding (parasitisme) or unfair competition. The User is liable for any damage attributable to them in the event of a breach of these Terms or of Applicable Law.

10.3. The Company does not intervene in exchanges between the Professional and the User and cannot be held liable for disputes arising between them. These provisions do not deprive a consumer User of the rights granted to them by law.

11. Intellectual property

The Site and each of its elements (trademarks, logos, texts, illustrations, software, databases, etc.) are the exclusive property of the Company or of the relevant rights holders, and are protected by intellectual property law. Any reproduction, representation or modification without prior written authorisation is prohibited and constitutes infringement (Articles L. 122-4 et seq. and L. 713-2 of the French Intellectual Property Code) or an act of unfair competition (Article 1240 of the French Civil Code).

Some content on the Site (texts, visuals) may have been generated or edited with the help of artificial intelligence tools. Generated or manipulated content likely to mislead (synthetic images, voices or videos) is labelled as such. Customer reviews published on the Site are never generated by artificial intelligence.

12. Personal data and cookies

For more information, please see our Cookie Policy and our Privacy and Data Protection Policy.

13. Changes

The Company may amend these Terms, in particular in the event of changes to regulations or to the tools used. The new Terms are enforceable from the date they are published online.

14. Miscellaneous

If any provision of these Terms is held to be invalid, the remaining provisions shall remain in force. Failure to rely on any provision shall not constitute a waiver of the right to rely on it at a later date.

15. Governing law – Complaints – Mediation

These Terms are governed by French law, without depriving a User residing in another Member State of the more favourable mandatory provisions of their national law.

In the event of a complaint, the User should first contact WEEDEV Customer Service: 114 rue Gallieni, 92100 Boulogne-Billancourt, France, or [email protected].

If no satisfactory response is received, the User may refer the matter free of charge to the consumer mediator: MEDCONSODEV, https://www.medconsodev.eu, Centre d'Affaires Stéphanois, Immeuble l'Horizon, Esplanade de France, 3 rue J. Constant Milleret, 42000 Saint-Étienne, France.

In any event, the User may bring the matter before the competent court.